We’ve all seen a flatbed truck loaded with materials being delivered in preparation for a new construction project. Once these materials are dropped at the site, they become the responsibility of the Contractor. In fact, the Contractor takes on most if not all of the responsibility for the construction project until it is turned over to the intended owner.
Resale of stolen building materials, and profits for re-cycling copper piping can be a very lucrative business for thieves. Theft of Materials costs builders hundreds of thousands of dollars each year. Owners of a construction project can purchase a Builders Risk policy to cover them for losses caused by Theft, Fire, Explosion, Hurricane, Vandalism, and other Perils. It also covers the Building Owner for losses that include Business Interruption, Time Element and Rental Value. All of which delays income when an intended completion date is not reached due to a covered loss.
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